Are You Smarter Than a 5th Grader?

This issue is probably going to get me into hot water…

But before I get to the controversy, I want to tell you about a client of mine. His name is Lou Moretti. He’s a 5th grade school teacher in New York.

Now in the past, I’ve talked about his land deal just a bit. He invested in 40 acres a year or so ago. His first investment in dirt. He had NO clue what he was doing with raw land. That’s pretty much why he became a client.

(He’s reading this now, and I guarantee you he’d agree.)

You’ll hear more about Lou’s investment in upcoming issues of the Dirt Report. And there’s a picture of him. But for now, let’s keep moving…

I gotta tell you, Lou doesn’t make a lot of money. He’s a school teacher. And he works darn hard for the money he does make. He’d be the first to tell you that.

A School Teacher on the
Fast Track to Wealth?

But that’s NOT to say that Lou isn’t on a fast track to becoming wealthy one day. Because Lou DOES do something that sets him apart from 95% of the people in this country.

He may not make a lot of money. But what he DOES make, he uses WELL. He doesn’t invest his dollars in stuff like TVs, gadgets, gizmos and a bunch of junk that eventually ends up in the dump. He knows how money works.

How does he know?

Because he spends time STUDYING how it works. He’s a fan of investor Robert Kiyosaki. That’s the guy who wrote “Rich Dad, Poor Dad.” If you haven’t read that book yet, you owe it to yourself (and your family) to pickup a copy today.

Lou’s even been to “Rich Dad University.” And he’s got his head on straight about how investing works.

And here’s the important part:

Lou’s not just doing this to increase his own wealth, he’s got much bigger goals than that.

Lou’s taking his knowledge and doing something that no one did for people in my generation.

What he’s doing is making sure that the kids that pass through his classroom have their heads on straight about how money works too.

They’re only in 5th grade. But they already know how to write a check… they know what an asset is and they know what a liability is.

From the Mouths of Babes… Are YOU
Smarter Than a Fifth Grader?

Think your CAR is an asset? Think your HOUSE is an asset? These kids don’t… they know better than that.

Lou’s teaching them to be financially LITERATE.

He calls it Finance Fridays.

The kids love it. They’re having fun, and they have no idea they’re learning skills that are going to put them on a SUPER fast track to big financial results in their lives. Way ahead of most anyone else in this country.

They will have the tools they need to take control of their financial futures.

I’ve attached a newspaper article about Lou and what he’s doing.

You can take a look here:

See Lou’s Article

And THAT brings us to the point of today’s Dirt Report. (Here comes the stuff that’s going to make some folks mad.)

It’s Time to Take Control Folks, Because I’m
Not Sure Who’s Driving This Thing

Do you know who’s in control of YOUR financial future?

Are you sure?

If you think you’re in control, you might be right. Or you might be surprised to find that there’s nothing further from the truth.

I’m afraid that’s the case for most people in this country.

In fact, there are new clues every day. Just look at yesterday’s newspaper.

It’s the story where the Treasury Department has decided that it doesn’t know what it’s doing with your money. And unlike what it said a few weeks ago, YOUR $700 billion isn’t going to buy up “toxic” mortgage assets.

That’s what you were promised remember? That’s what was blared through the media.

The toxic mortgage “assets” (even the government doesn’t know what an asset is) had to be cleaned off the books to get the economy going again.

It was SO imperative, and SO time sensitive… completely necessary to avoid a financial meltdown.

You signed the check for that, but apparently it isn’t so necessary now…

Instead, the money is going to be used for something else. It’s going to be used for whatever the Treasury Department wants to use it for.

Does that make you feel in control?

After all, it is YOUR money they’re spending here.

Of course a whole lot of people are crying foul. But yelling doesn’t really get you anywhere. It’s a lot smarter to simply BE smarter.

Like Lou. Lou’s smarter than the average person is about money. Heck, his 5th graders even qualify for that.

He’s helping his kids take control of their financial futures.

And that’s one of the things I like best about investing in raw land. I know that’s what got Lou’s interest as well.

Investing in Land Means
You Are In Control

What you’re about to read here is either going to make you angry (which is likely), or it’s going to light a fire under you to take action and do something about your financial future (hopefully, that’s likely too).

From my point of view, I don’t really consider the stock market a real form of investing. From my perspective, it’s much more of a “send your money away and pray” philosophy of wealth creation.

Obviously, it doesn’t always work out.

Most people in the stock market are simply taking advantage of what seems to be nothing more than a legalized form of gambling.

You send in your money and wait. The stock market always goes up over the long term right?

But that’s when things like WorldCom happen… or Enron. You realize just how much control you have as a stock investor when something like that comes up.

And that’s why I don’t consider stocks and mutual funds smart investing. Smart investors KNOW their chances of making money. What’s more, really smart investors KNOW how to lock in profit before they spend a dime.

Of course, there are no guarantees… but when you’re smart like this on a consistent basis, you don’t really need guarantees.

When you’re investing in raw land, you don’t hand your money over and wait, hoping your money manager does the right thing with it.

That’s NOT being in control. That’s relinquishing it to someone else.

When you invest in land, you know what you’re getting into BEFORE you spend a penny.

Sure you have to WAIT to realize your profits, but waiting is a whole lot different than hoping or praying.

In land, you know your entrance strategy and you know what your options are to get out… and when.

Can You Really
Bat 1,000 in Land?

In a few weeks, I’m going to introduce you to a BIG player in the land business.

In fact, he’s NEVER lost money in land. He just recorded that with me this week.

Is he lucky? Maybe…

Is he smart? You bet…

He’s smart because when Tom (that’s not his real name) makes an investment, he’s done enough of his homework to KNOW that his profit is locked in. That’s SMART investing.

No hoping or praying required.

How many investors in stocks or mutual funds can say that?

If YOU Don’t Take Control, Someone
Else Will Take Control For You

So when you’re considering your options, it’s best to steer clear of stuff that can be messed with by people with far more power or influence than you or me… people like the government.

Heck, from 1933 to 1975 you couldn’t even OWN gold in this country. OK… technically it wasn’t ILLEGAL to own gold. The law just said you weren’t allow to “hoard” gold.

But guess who got to define what hoarding was and wasn’t? It certainly wasn’t the guy who actually owned the gold.

The flip of a switch, the mark of a pen, the laws change and you’re sunk.

Could it happen again?

Who knows. Do you really want to find out?

With land, you’ve got an ace in the hole. You’ve got the land.

All hell can break loose, currencies can collapse, markets can run amuck. But no matter what, you’ve STILL got the land.

And when everything else is collapsing, you quickly find out that there are only a very few REAL assets on Earth.

EARTH is one of them.